Fiat-to-crypto, without the P2P risk

The threshold
between Naira and stablecoins.

Narthex is a compliant, direct conversion gateway — bank rails in, USDT out, in seconds. No escrow chats, no frozen accounts, no counterparty roulette.

Join the waitlist See how it works

SEC VASP-aligned ISA 2025 compliant BVN / NIN verified

₦ deposited → converted instantly at the threshold → USDT in wallet

The market has hit P2P burnout

Peer-to-peer was the workaround. It was never the answer.

Years of banking restrictions pushed Nigerian crypto users onto P2P marketplaces. What was left behind: counterparty scams, slow settlement, and bank accounts flagged or frozen for looking like the wrong kind of transaction.

2025ISA regulatory clarity arrives — direct rails become viable

2026SEC VASP licensing + Nigeria Tax Act make compliance table stakes

0Escrow chats, meetups, or middleman peers required on Narthex

Three pillars

Not another trading playground.

Narthex is crypto-as-infrastructure: the fastest way to move value between Naira and stablecoins, and actually spend it once it's there.

Direct NGN → USDT rails

Bank transfer in, stablecoins out — seconds, not hours. No altcoin speculation, just a fast lane to a stable store of value.

Automated conversion

Spend it where it lands

Virtual dollar cards, B2B settlement for overseas suppliers, and local bill payments — all funded straight from your stablecoin balance.

Embedded utility

Compliance, built in

A two-minute BVN/NIN onboarding and one-click tax reporting aligned to the Nigeria Tax Act — so staying compliant is the easy option.

Automated reporting

Built for high-volume merchants

The Instant Supplier Settlement Engine.

Importers in Lagos's biggest trade hubs lose days sourcing dollars for suppliers in China, Vietnam, and India. Narthex turns a five-day bank wire into a two-minute transaction.

Days 1–30

Target the wire nightmare

Launch for merchants paying overseas manufacturers — settling supplier invoices in USDT on low-fee networks instead of chasing scarce dollars.

Days 31–60

Deep liquidity, zero slippage

Institutional OTC relationships and dedicated virtual bank accounts mean six-figure transfers settle without moving the market.

Days 61–90

Enterprise-grade compliance

Transaction monitoring and clean, automated statements that map directly to capital gains reporting — audits stop being a fire drill.

Regulatory footing

Built on Nigeria's 2026 rulebook, not around it.

Narthex is structured to move fast without cutting corners — routing through licensed partners where it accelerates launch, while capital reserves are built toward independent licensing.

ISA 2025 SEC VASP framework Nigeria Tax Act 2026 BVN / NIN mandatory

License category	Min. capital	Fit for Narthex
Digital Assets Exchange DAX	₦2 billion	Low — built for full order-book exchanges, not our model.
Digital Asset Intermediary DAI	₦500 million	High — suited to B2B brokerage and OTC settlement.
Ancillary VASP AVASP	₦300 million	Alternative — fits a gateway/custody technology layer.

Early access

Cross the threshold first.

We're onboarding a small group of merchants and savers ahead of public launch. Get early access to direct NGN–USDT rails.

Join the waitlist Talk to the team

The thresholdbetween Naira and stablecoins.